Privacy Policy

Effective Date: [07/26/2024]

Insure 365 Agency Inc. ("Insure 365," "we," "us," or "our") is committed to protecting your privacy and safeguarding your personal and health information. This Privacy Policy explains how we collect, use, disclose, and protect information when you visit our website, communicate with us, or use our services.

1. Information We Collect

We may collect the following types of information:

Personal Information

• Name
• Email address
• Phone number
• Mailing address
• Date of birth

Health & Insurance Information

• Health insurance and Medicare-related information
• Medical or eligibility information required for enrollment or plan comparison

Technical Information

• IP address
• Browser type
• Device information
• Cookies and usage data

2. How We Use Your Information

We use your information to:

• Provide health, Medicare, life, annuity, and final expense insurance services
• Respond to inquiries and requests
• Assist with plan comparisons, enrollments, and ongoing service
• Comply with legal and regulatory requirements (including HIPAA and CMS)
• Improve website performance and user experience

3. Protection of Personal Health Information (PHI)

Insure 365 Agency Inc. complies with the Health Insurance Portability and Accountability Act (HIPAA). We implement administrative, physical, and technical safeguards to protect your PHI.

PHI is used only as necessary to provide requested services and as permitted by law.

4. Medicare & CMS Disclosures

We may collect and use information related to Medicare Advantage, Medicare Supplement, and Prescription Drug Plans.

• Insure 365 Agency Inc. is not connected with or endorsed by the U.S. government or the federal Medicare program.
• Medicare-related communications may be recorded for quality assurance and compliance.
• Submission of information does not obligate enrollment in any plan.

5. Life Insurance, Annuity & Final Expense Disclosures

We also offer life insurance, annuity, and final expense products.

• These products are not deposits, not FDIC insured, not bank guaranteed, and may lose value.
• Product availability varies by state.
• Information provided is for educational purposes and does not constitute tax or legal advice.

6. Sharing of Information

We do not sell your personal information.

We may share information only:

• With insurance carriers and service providers to deliver requested services
• When required by law or regulation
• During business transactions such as mergers or acquisitions

7. Communications, TCPA & Consent

By submitting your information, you consent to be contacted by Insure 365 Agency Inc. via:

• Phone calls
• Text messages (SMS)
• Email communications

Message and data rates may apply. Consent is not required to purchase insurance.

8. Cookies & Tracking Technologies

We use cookies and similar technologies to:

• Analyze website traffic
• Improve functionality
• Personalize user experience

You may control cookie preferences through your browser settings.

9. Data Security

We use reasonable security measures to protect your information. However, no system is completely secure, and we cannot guarantee absolute security.

10. Your Rights

You may have the right to:

• Access or correct your personal information
• Request restrictions or deletion (subject to legal requirements)
• Request a copy of your PHI under HIPAA

To exercise your rights, contact us using the information below.

11. State Licensing

Insure 365 Agency Inc. is a licensed insurance agency operating in New York and New Jersey. Insurance products are subject to state availability and regulations.

12. Updates to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.

Contact Us

Insure 365 Agency Inc.
Phone: (929) 639-4663
Email: support@insure365agency.com

Mailing Address:
34-18 Northern Blvd, Fl 4, Suite 32
Long Island City, NY 11101