Supplemental Benefits & Combined Chubb Coverage
Cash benefits paid directly to you!
As a licensed Combined Chubb Benefits Brokerage serving New York and New Jersey, David Alelishvili the CEO at Insure 365 Agency helps individuals and families, and employers enroll in supplemental plans that fill the gaps primary insurance leaves behind — accident, critical illness, hospital indemnity, disability, cancer, and life with available LTC.
- Combined Insurance backed by Chubb — 100+ years of paying claims
- Benefits paid directly to you, not to doctors or hospitals
- Portable coverage — keep your plan even if you change jobs
- Available alongside employer plans, ACA, and Medicare
- Serving all 62 NY counties and 21 NJ counties
Licensed Combined Chubb Benefits Agency Manager
David Alelishvili — Insure 365 Agency Inc.
Enroll directly in Combined Chubb supplemental benefits through our official agent portal. Plans available for individuals, families, and groups in New York & New Jersey.
Combined Chubb Benefits Plan Types
Supplemental Coverage Options
Every Combined Insurance plan pays cash benefits directly to you — no network restrictions, no reimbursement delays. Choose one plan or stack multiple for comprehensive gap coverage.
Accident Insurance
Combined Chubb accident insurance pays cash benefits directly to you when you suffer a covered accidental injury — ER visits, fractures, dislocations, burns, and more.
Critical Illness Insurance
A lump-sum cash benefit upon diagnosis of a covered critical illness such as cancer, heart attack, or stroke. Use it for treatment costs, lost income, or any expense you choose.
Hospital Indemnity Insurance
Daily cash benefits for each day you are hospitalized. Combined Insurance hospital indemnity plans help cover out-of-pocket costs your primary insurance doesn't pay.
Disability Income Protection
Short-term disability coverage that replaces a portion of your income if illness or injury keeps you from working. Combined Chubb disability plans pay weekly benefits directly to you.
Cancer Insurance
Dedicated cancer coverage that pays cash benefits for diagnosis, treatment, surgery, radiation, chemotherapy, and recovery. Combined Insurance cancer plans fill gaps your health plan leaves.
Life Insurance
Term and whole life options through Combined Insurance (Chubb) to protect your family's financial future. Affordable premiums with flexible benefit amounts for individuals and families.
Why Choose Combined Chubb Benefits?
Combined Insurance has been a trusted name in supplemental coverage for over a century. As a Chubb company, they bring financial strength and claims-paying reliability as an industry leader.
100+
Years paying claims
Combined Insurance founded 1922
A+
AM Best rating
Backed by Chubb financial strength
Direct
Cash to you
No network, no reimbursement delays
Portable
Keep your plan
Coverage moves with you, not your job
Work With Us
Join Our Network or Refer a Client
Whether you're an agent looking to grow with Combined Insurance or a broker with clients who need supplemental coverage, we have a path for you.
New Agents — Join Combined Insurance
Interested in building a career with Combined Insurance (a Chubb company)? As a licensed Combined agent, I can walk you through the opportunity, the product portfolio, and what it takes to get started. Reach out directly to learn more.
- Flexible, independent agent model
- Industry-leading supplemental products
- Training & support from an experienced agent
- Serving NY & NJ markets
Brokers — Refer a Client
Have a client who could benefit from supplemental coverage through Combined Insurance? Submit a referral using our broker form and we'll take it from there. We make the process simple and keep you in the loop.
- Quick and easy referral submission
- We handle the enrollment process
- Accident, disability, critical illness & more
- Serving clients across NY & NJ
Ready to enroll in Combined Chubb supplemental benefits?
Speak with licensed Combined Insurance agent David Alelishvili — no cost, no obligation. We'll find the right supplemental plan for your needs and budget.